Money Savers
It is a fact that homeschooling will cost you some money. But there are ways to keep costs down. In fact, you can homeschool quite inexpensively and how much you spend is really up to you. Browse through these resources, tips, and ideas to help you save some money.
Links and Items
Home Schooling from Scratch : Simple Living, Super Learning
Parents learn what they really need, how to find or create materials and opportunities for less money, and how to organize their household for economical, happy learning.
Homeschooling on a Shoestring : A Jam-packed Guide
So you want to homeschool but don't think you can afford it. This book is a compendium of ideas for the family that wants to start or continue homeschooling on a tight budget. Includes ideas for making money as a stay-at-home mom, sources for inexpensive curriculum, affordable teaching tools, and ideas for low-cost field trips. Also discusses ways to run your household more efficiently and with less cost.
Miserly Moms: Living on One Income in a Two-Income Economy
Save Thousands of Dollars a Year

Jonni McCoy and her family are proof that you live on one income. The McCoys made a successful transition from two incomes to one while living in one of the most expensive parts of America: the San Francisco Bay Area.

Her Miserly Guidelines will help you save thousands of dollars a year on everything from groceries to electricity to insurance and household cleaners—as well as reveal the hidden costs of holding a job and common money wasters. Her practical, proven cost-saving techniques, strategies, tips, and recipes will help you live frugally without feeling deprived.

Money Saving Ideas for Homeschoolers
Affording the Large Family Homeschool
For any family seeking a private Christian education in the home, money quickly becomes an issue. While programs like K12 and other public-school umbrellas exist, they do not offer the freedom of choice so many homeschoolers are looking for. Nor do they offer a Christian education. Most homeschooling families opt to buy their own curriculum so they can truly be in charge of their child’s education. When a homeschooling family has many children, curriculum buying becomes an exercise in creative frugality. Here are a few ways you can save and stretch money in your homeschool.
The Dollar Stretcher
The Dollar Stretcher is a website with lots of money saving and frugal living information. They offer tips and suggestions for making the most of your budget. You can also sign up for their free money saving newsletters.
The Cost of Homeschooling
Adding Up the Cost of Home Schooling
Home schooling may not be as expensive as private school, but it's not free either. Costs can quickly mount when you make sure that your children have state-of-the-art resources to ensure that they can compete academically with their more formally schooled peers.
The Opportunity Cost of Homeschooling
If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it? Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost,” meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.
Count the Cost
When parents are considering homeschooling, they need to count the cost because there are many expenses to consider when contemplating educating their children. The costs are not just financial, but also emotional and physical.
Discounts for Homeschoolers
Jo-Ann Stores
Register online to receive a Teacher Discount Card. You will receive 10% off your total purchase all year long and are added to their Preferred Customer mail list for additional special savings. They are asking that all homeschoolers requesting these cards be affiliated with PEAH (Parents Educating at Home). PEAH requires you to fill out a form to get a code to use to sign up for this discount. You may choose not to jump through this additional hoop, or it may be worth it to you if you intend to purchase often from these stores.
Articles
Inexpensive Educational Supplies
How much are supplies for unschooling? It ranges somewhere between nothing and everything--the whole budget. Once a family starts to consider everything educational, even groceries and cleaning supplies are educational. For beginners, though, part of the trick is working on the definition of "educational."
HSLDA's Position on Tax Credits Generally
Although a credit or deduction could be helpful for homeschoolers, HSLDA opposes any tax break legislation that could come with governmental regulations. Homeschoolers have fought far too long and much too hard to throw off the chains of government regulation that hinder effective education and interfere with liberty. It would be inconsistent and foolhardy to accept tax incentives in exchange for government regulation. However, HSLDA supports tax credits that promote educational choice without threatening any regulation of homeschoolers. - See more at: http://nche.hslda.org/docs/nche/000010/200504150.asp#sthash.tvLv2ItR.dpuf
What Is It With Homeschoolers & Money?
There seems to be a collective thought about money - that homeschoolers don't have any. Not only that, but because there is a belief that homeschoolers don't have any money, there seems to be an underlying assumption that resources, information, and services should be provided dirt cheap, if not for free. Why? What is it with homeschoolers and money?
Developing a Homeschool Budget
So, how much does homeschooling cost anyway? As much as you can afford. That isn't a very comforting answer, but it is a realistic one. Some families reportedly homeschool on as little as $50 a year. Most likely you will spend more than that. How much, exactly, is going to depend on the resources you have available and your children's needs.
Buying Used Curriculum
A look at some of the reason not to buy used curriculum. What and where you purchase your curriculum (and any other homeschool-related books) will have a much greater impact on the homeschool market than it would in any other only because of how small this market is.
Support
HS-4-LessNewsletter: The Best of Homeschooling On A Budget
This newsletter aims to help you provide your children with a high quality homeschooling education at the lowest possible cost.
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